PRE-QUALIFICATION AND LOAN/FINANCE OFFER RELATED DISCLOSURES
Horizon Digital Finance, LLC ("HDF") is not acting as a loan broker. HDF is not acting as a lender, bank, credit union, finance company or automobile dealer (collectively, “Lender”) related to this request for a loan/finance offer for automobile financing, refinancing and/or purchase (each, a “Financing”). The HDF web site ("Web Site") facilitates a consumer’s request for loan/finance offers process through select Lenders and other credit aggregators (each, a "Credit Source") as shown on the Lender Directory. The term you shall be referred to as "you". When you complete a loan offer request, in order to submit through the Web Site, you will authorize and provide consent for HDF to share your information with these Lenders and Credit Sources.
Important information about procedures for requesting a loan/finance offer and for opening a new account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you request loan/finance offers for or open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.
Consent And Authorization For A Credit Bureau Report
All statements made in this pre-qualification are true and correct, and are made for the purpose of obtaining Financing;
You are at least 18 years of age (or such other age of majority applicable to your state of residence);
Authorization is given to HDF, the Lenders, and Credit Sources to obtain my credit report in connection with this pre-qualification loan/finance offer request form, any credit application or transaction resulting from the form, and for reviewing any resulting account, taking collection action, or any other permissible purpose under the Federal Fair Credit Reporting Act. HDF acquires a "soft" credit inquiry, Lenders and Credit Sources may acquire "soft" or "hard" credit inquiry(s);
Authorization is given to HDF, the Lenders and the Credit Sources to use and share the information you provide to HDF as the law allows in order to process your request for credit;
By submitting your information, you give your consent for HDF to share information about your request with the Lenders and Credit Sources, and authorize HDF to post any decision about Financing by the Lenders on the Web Site for your review;
You have reviewed the list of Lender and Credit Sources on the Lender Directory;
HDF and the Lenders make no representations or warranties, express or implied, to any applicant regarding the value, condition or identification of the vehicle to be purchased;